Car Claims Expert - Mis-sold Car Finance

Unsure if your car finance

was mis-sold?

Millions of UK drivers may have paid more than they needed to for car finance. A straightforward soft credit check lets you see your agreements clearly and find out whether you may be eligible to make a claim for compensation**.

Check Your Claim

Check in seconds

Average of £700** per agreement

Soft credit search

Here's how it works

We'll find your finance agreements

Our system securely connects with trusted credit agencies and vehicle records to find your car finance agreements, even if you've moved house or changed your name. It's only a soft credit check, so your credit file won't be affected.

We'll review your eligibility

After you enter a few basic details, our system searches for your past car finance agreements, including those dating back to 2007, where available.

Driving you safely to the next stop

Once your finance agreements are found, Mis-sold will review your agreements in detail, we'll either do this ourselves or send it to one of our partner law firms. You will be updated every step of the way while we collect evidence, negotiate directly with the lenders, and fight your case for you.

Could your car finance have been mis-sold?

Some agreements included commission setups that weren't always made clear at the time.

If you had a PCP or HP agreement between April 2007 and November 2024, you may have been affected by one of the following:

Discretionary Commission Arrangements (DCAs)

The interest rate could be increased, and that increase could boost dealer commissions.

Unfairly High

Commission Charges

The commission paid may have been disproprotionate to the finance agreement.

Contractually Tied

Arrangements

The broker may have been tied to one lender, rather than comparing options fairly.

Car Claim Expert (an Affiliate Marketer of Mis-sold Expert) is a trading name of M. R. Consumer Services Limited, we are a Claims Management Company authorised and regulated by the Financial Conduct Authority (FRN: 838452). A company registered in England & Wales, Company No: 07102609 (ICO No: Z2142304). We may handle your claim directly or refer it to our panel of solicitors. If referred, we may receive a commission, this does not affect the amount you receive.

You can claim without using a CMC, to your finance provider and then to FOS, for free. The FCA is introducing a free consumer redress scheme.

*Free check refers to the soft-credit check to identify your vehicle finance agreements.

**The FCA currently estimates that most individuals will potentially receive an average of £700 in compensation per agreement. We find on average 2 car finance agreements per client, giving a potential claim value of £1400. See: https://www.fca.org.uk/news/statements/fca-consults-motor-finance-compensation-scheme.

***If you cancel outside the cooling off period cancellation charges may apply at a rate of £80+VAT, per hour, and £10+VAT for each piece of correspondence. We charge a fee between 18-36% (including VAT) for a successful claim.

You do not need to use a claims management company; you can complain directly to your lender or the Financial Ombudsman Service (FOS), free of charge.

Email: info@mis-soldexpert.co.uk

Company Address: 1 Queens Park Gate, 86 Richmond Park, Bournemouth, Dorset, BH8 8TQ